Over-indebtedness: what legal ways to get rid of debt?

What is over-indebtedness? The law defines it as ” a situation of persistent imbalance between the obligations assumed and the liquid assets to deal with them, as well as the definitive inability of the debtor to regularly fulfill his obligations “. In simpler terms, it is the situation in which the consumer has too many debts to bear on his ability to cope with his own assets, to